Currency Conversion

When traveling out of the country, always choose to be charged in the local currency, and use a credit card that waives all foreign transaction fees.

To stay abreast of the most current conversion rates, download Oanda's Currency Converter app, which tracks the day's rates for more than 190 currencies.

Source: Travel + Leisure, October 2015 issue, page 17.

Check Up On Your Doctor

If you want to check out a doctor, you can go to www.fsmb.org/state-medical-boards/contacts.  You can obtain the following information regarding your current doctor or one that you contemplate using:

• Practice Information
• Insurance
• Specialty Certification
• Legal Actions
• Discipline
• Education
• Professional Activities
• Honors & Awards

This information can be obtained only for doctors in the United States.

Source:  Consumer Reports October 15, 2015, page 9.