Monday, August 13, 2012

Credit Card Extended Warranty ProtectionBenefit

When you buy an item, the item usually comes with a warranty.  The Extended  Warranty Protection, which is an added benefit given to you by your credit card company, extends the free repair time period under the original manufacturer's written U.S. warranty.  This extended period of warranty coverage is usually up to one additional year on eligible warranties of three years or less when an item its purchased entirely with your eligible credit card.  There are exceptions to this rule for select items.  Gifts and purchases made outside of the U.S. should be covered. You must keep copies of your receipts and the original manufacturer's written U.S. warranty and any other applicable warranty in order to file a claim.  You need to look at your extended protection plan which is incorporated in your benefits guide that you should have received with your credit card.  If you do not have that guide, just call the credit card company and they can direct you to the department that can help you. 

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