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Wednesday, August 29, 2012
Genius Ideas
Subject: Fw: Genius
ideas
Friday, August 24, 2012
Excavation Area Flags
Do you ever wonder what those little flags around proposed excavation sites mean? You can tell what is buried below by the color of the flags. Here are the flag colors and what they mean:
- Red - Electric
- Orange - Telephone, communications, TV
- Blue - Potable water
- Green - Sewer/drainage
- Yellow - Gas/oil/petroleum pipeline
- Purple - Reclaimed water
- White - Site of intended excavation (black when snow is present)
Wednesday, August 15, 2012
One Person's Trash
Before you shell out money for a new item, see if there is anybody in your community getting rid of what you need. Please check the following sites for possible free or bargain prices for what you are looking for:
- Freecycle.org
- Craigslist.org
- FreeSharing.org
Computer Cloud Storage For Free
Instead of an external hard drive to back up your files, you could for free do cloud storage of your files. Most free storage sites provide around 5 gigabytes of storage room for free. You can open multiple accounts and cobble together a completely free system. The disadvantage of this idea is that your data is spread out, but you can download a free app from Otixo.com to help manage it all. In any event, you can use just one site and keep your most important files on that one site. Following is a list of sites showing how much free space that you get and what that site is best used for:
- Google Drive (drive.google.com) - 5 GB - For documents
- IDrive (idrive.com) - 5 GB - Documents
- Amazon Cloud Drive (amazon.com/clouddrive) - 5 GB - Music
- Dropbox (dropbox.com) - 2 GB - Photos
- Microsoft SkyDrive (skydrive.live.com) - 7 GB - Microsoft Office Projects that you use from multiple computers because the site syncs automatically
- SugarSync (sugarsync.com) - 5 GB - Documents you are collaborating with others on since you can password protect public files
Monday, August 13, 2012
Credit Card Extended Warranty ProtectionBenefit
When you buy an item, the item usually comes with a warranty. The Extended Warranty Protection, which is an added benefit given to you by your credit card company, extends the free repair time period under the original manufacturer's written U.S. warranty. This extended period of warranty coverage is usually up to one additional year on eligible warranties of three years or less when an item its purchased entirely with your eligible credit card. There are exceptions to this rule for select items. Gifts and purchases made outside of the U.S. should be covered. You must keep copies of your receipts and the original manufacturer's written U.S. warranty and any other applicable warranty in order to file a claim. You need to look at your extended protection plan which is incorporated in your benefits guide that you should have received with your credit card. If you do not have that guide, just call the credit card company and they can direct you to the department that can help you.
Sunday, August 12, 2012
Credit Card Insurance For Accident With Rental Car
If you have an accident with a rental car, you can have secondary coverage with your credit card company if you charged your rental car use with a credit card and turned down the optional insurance with the car rental company. Credit cards give you secondary insurance coverage after your primary insurance company covers what it will cover for your accident. So, the credit card company should at least reimburse you for the deductible that you have to pay with your primary insurance company. Different credit card companies have different time limits, coverages, etc. You should check out each of your credit card coverages, and select the best one for your current needs before charging on one of your charge cards.
I personally had an accident in Arkansas, and my VISA credit card reimbursed me for the deductible that my primary coverage charged me, and also reimbursed me for the balance of the damage to the rental car that my primary insurance did not cover. So, the bottom line is that I ended up not paying any net out of pocket cost for this rental car accident.
I personally had an accident in Arkansas, and my VISA credit card reimbursed me for the deductible that my primary coverage charged me, and also reimbursed me for the balance of the damage to the rental car that my primary insurance did not cover. So, the bottom line is that I ended up not paying any net out of pocket cost for this rental car accident.
Fix-A-Flat
People use fix-a-flat to inflate tires that have gone flat or need some additional air, and they do not have a readily accessible means to fix or inflate a tire. It is usually recommended that people not use fix-a-flat any more especially if they have a tire pressure monitor system on their car since the product will ruin the sensor. You may also ruin the tire beyond repair if you use the product. Plus the repair tech taking care of your car will not be too happy to have to clean the tire rim.
However, not all canned air inflation products ruin the tire pressure sensor. If you buy only products that specify that they are safe for tire pressure monitor system cars, that product should be safe to use. Still, even this product is not great and should be used as a last resort, which may be less costly and quicker than road service. The tire ultimately should be repaired or replaced, and not driven as though it was fine. Also, today's products of this type are nonflammable.
However, not all canned air inflation products ruin the tire pressure sensor. If you buy only products that specify that they are safe for tire pressure monitor system cars, that product should be safe to use. Still, even this product is not great and should be used as a last resort, which may be less costly and quicker than road service. The tire ultimately should be repaired or replaced, and not driven as though it was fine. Also, today's products of this type are nonflammable.
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